The new BMW X1. Taking you from the every day to a whole new adventure with unparalleled innovation and a striking design. It impresses with its comprehensive versatility and functionality. The exterior creates a sense of awe with clearly structured design language for a sporty and self-assured presence.
BMW X1 Finance - Representative Finance Quote
BMW X1 Finance Representative Example
BMW Select finance representative example (PCP):
BMW X1 sDrive20i M Sport
Monthly payment
£549.00
Term of agreement
48 months
Annual mileage
6,000 miles
Customer deposit
£2000
BMW Loyalty deposit contribution*
£1000
Deposit contribution
£965.54
Total deposit
£3965.54
On the road cash price
£41,030.00
Total amount of credit
£37,064.46
Rate of interest (fixed)
7.9%
Option to purchase fee
£0.00
Optional final payment^
£20,087.30
Total amount payable
£49,855.84
APR
7.9% APR
Excess mileage charge
15.75p per mile
Show The Full Finance Offer
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW X1 sDrive20i M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 15.75p per mile. Applies to new vehicles ordered between 03/01/2025 and 31/03/2025 and registered by 30/06/2025 (subject to availability) at participating Retailers. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 2 January 2025 and 31 March 2025. Retail customers only. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
We have the following BMW X1 PCP (Personal Contract Purchase) Representative example on offer for this new BMW X1 sDrive20i M Sport model:
£549.00 Per Month
Customer Deposit £2000
7.9% APR Representative
Offer Ends 31 March 2025
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW X1 sDrive20i M Sport. As a deposit, your part-exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.
BMW X1 sDrive20i M Sport - Key Features:
X1 SDrive20i M Sport - Exterior
Exterior:
19” 871 M Double-spoke Bi-colour Alloy Wheels
Non-metallic Paint
Automatic Tailgate
Electric Exterior Mirrors
Towbar
X1 SDrive20i M Sport - Interior
Interior:
Alcantara/Sensatec Upholstery in Black with Blue Contrast Stitching
Automatic Air Conditioning
Front Heated Seats
Electric Memory Seat, driver
Parking Assistant
Driving Assistant
M Sport Leather Steering Wheel
Steptronic Transmission with Double Clutch and Gearshift Paddles
Comfort Access
Cruise Control
X1 SDrive20i M Sport - Driver Assistance
Driver Assistance:
BMW Intelligent Personal Assistant
BMW Vehicle Apps
Apple CarPlay®
BMW Maps
10.25” Digital Instrument Display
10.70” Touch Control Display
Please get in touch with us for details of our new BMW X1 offers across all BMW X1 Sport, BMW X1 M Sport and BMW X1 xLine models.
If you're looking to view or test drive a BMW X1, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget.
We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage.
The all-new BMW X1 is available with a combustion engine, as a Plug-in Hybrid or fully electric. The modern interior is equipped with high-quality materials and innovations such as the BMW Curved Display xLine Premier and M Sport Premier models feature electrically pivoting towbar as standard.
When it comes to financing your BMW X1, we use our expertise to find tailored finance solutions to help you get into the car you always wanted, as quickly and easily as possible. With three types of finance product solutions to choose from, it’s easy for you to find the right finance solution to suit your needs.
1
Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.
2
Hire Purchase (HP)
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.
3
Personal Contract Hire (PCH)
BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.
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