Featuring BMW's all-wheel drive system, enhanced aerodynamics, semi-autonomous driving systems and BMW TwinPowerTurbo engines. The BMW X3 Sports Activity Vehicle (SAV) offers a superb driving experience that is suited to mostly any terrain.
Personal Contract Purchasing Representative Example
BMW Select finance representative example (PCP):
BMW X3 20 xDrive M Sport*
Monthly payment
£649.00
Term of agreement
48 months
Annual mileage
6,000
Customer deposit
£2,000.00
BMW Loyalty deposit contribution*
£1500.00
Deposit contribution
£700.21
Total deposit
£4,200.21
On the road cash price
£50,185.00
Total amount of credit
£45,984.79
Rate of interest (fixed)
7.9%
Option to purchase fee
£0.00
Optional final payment^
£26,686.25
Total amount payable
£61,389.46
APR
7.9% APR
Excess mileage charge
17.81p per mile
Show The Full Finance Offer
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW X3 xDrive20d M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 17.81p per mile. Applies to new vehicles ordered between 03/01/2025 and 31/03/2025 and registered by 30/06/2025 (subject to availability) at participating Retailers. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 2 January 2025 and 31 March 2025. Retail customers only. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
We have the following BMW Personal Contract Purchase (PCP) Representative example on offer for this new BMW X3 20 xDrive M Sport model:
£649.00 Per Month
Customer Deposit £2000
7.9% APR Representative
Offer Ends 31st March 2024
Full representative finance quotes can be viewed further down this page in the 'Personal Contract Purchase Quote' section. Click here to view.
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new BMW X3 20 xDrive M Sport. As a deposit, your part-exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best.
BMW X3 20 xDrive M Sport - Key Features:
X3 XDrive 20d M Sport - Exterior
Exterior:
Automatic Tailgate Operation
Comfort Access
LED Headlights
X3 XDrive 20d M Sport - Interior
Interior and Technology:
Automatic Air Conditioning
BMW Interaction Bar, backlit
BMW Live Cockpit Plus
BMW Operating System 9
Front Sport Seats, electrically adjustable
Wireless Charging Tray
Steptronic Transmission with Gearshift Paddles
X3 XDrive 20d M Sport - Driver Assistance
Driver Assistance:
Cruise Control
Driving Assistant
Parking Assistant
Please get in touch with us for details of our latest offers across all BMW X3 models.
If you're looking to view or test drive a BMW X3, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget.
We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage.
Please click the full representative finance quote below to view our Lloyd BMW X3 offers.
Representative Finance Quote
Personal Contract Purchasing Representative Example
BMW Select finance representative example (PCP):
BMW X3 20 xDrive M Sport*
Monthly payment
£649.00
Term of agreement
48 months
Annual mileage
6,000
Customer deposit
£2,000.00
BMW Loyalty deposit contribution*
£1500.00
Deposit contribution
£700.21
Total deposit
£4,200.21
On the road cash price
£50,185.00
Total amount of credit
£45,984.79
Rate of interest (fixed)
7.9%
Option to purchase fee
£0.00
Optional final payment^
£26,686.25
Total amount payable
£61,389.46
APR
7.9% APR
Excess mileage charge
17.81p per mile
Show The Full Finance Offer
Lloyd Motors Limited, trading as Lloyd BMW is a credit broker not a lender.
Finance quote is for a BMW Select agreement for the BMW X3 xDrive20d M Sport shown, with a contract mileage of 24,000 miles and excess mileage charge of 17.81p per mile. Applies to new vehicles ordered between 03/01/2025 and 31/03/2025 and registered by 30/06/2025 (subject to availability) at participating Retailers. *The BMW Loyalty Programme support will be available for any existing BMW Customer who can prove there is a BMW vehicle registered at the same address (regardless of current vehicle) who orders a new BMW between 2 January 2025 and 31 March 2025. Retail customers only. On the road cash price includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. The cash price of the vehicle excludes any third-party services or goods purchased directly from a third party supplier and will not be included in any finance quote from BMW Financial Services. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services and will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
Images for illustrative purposes only. †Test drive subject to applicant status & availability. E&OE.
New BMW X3
Explore with greater confidence thanks to the BMW X3: a thoroughbred compact and versatile SAV that offers a fantastic range of engines, a high level of standard equipment and the very latest BMW technology innovations.
When it comes to financing your BMW, we use our expertise to find tailored finance solutions to help you get into the car you always wanted, as quickly and easily as possible. With three types of finance product solutions to choose from, it’s easy for you to find the right finance solution to suit your needs.
1
Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it a popular finance product for both New and Approved Used BMWs.
2
Hire Purchase (HP)
If you’re looking for a straightforward approach to car finance, and want to pay for your BMW month by month until you end up owning it, BMW Hire Purchase could be for you.
3
Personal Contract Hire (PCH)
BMW Personal Contract Hire is a truly simple way to get into a new BMW. This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.
Get in Touch
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