Cheapest Cars to Insure
Car insurance can be expensive, especially for young drivers, who can often face the highest premiums. To keep costs down, choosing a car with low insurance rates can be a great move.
Every make and model of car falls into one of 50 insurance groups - The lower the insurance group, the more affordable the insurance typically is. These groups are determined by several factors, such as the car’s value, performance, safety, security features and engine power. All of these elements contribute to an estimate of how risky a car is to insure.
Cars in insurance Group 1 and typically low-risk when it comes to theft and accidents, and repair costs can be low. As a result, choosing a car in a lower insurance group can help keep insurance costs down.
Below, we’ve outlined some of the cheapest cars to insure. These models offer a balance of affordability, reliability, and low insurance costs, making them a great choice for budget-conscious drivers.
![Volkswagen Polo](/ImageLibrary/images/Volkswagen/Split-Content/split-content-used-vw-polo.jpg?mode=max&upscale=true&width=340)
Volkswagen Polo
![Kia Picanto](/ImageLibrary/images/Kia/Retail/Master/Split%20Content/split-content-used-kia-picanto.jpg?mode=max&upscale=true&width=340)
Kia Picanto
![Kia Rio](/ImageLibrary/images/Kia/Retail/Master/Split%20Content/split-content-used-kia-rio.jpg?mode=max&upscale=true&width=340)
Kia Rio
![Ford Fiesta](/ImageLibrary/images/Group/Split%20Content/Usedcars-Fiesta3-SplitContent-678x452.jpg?mode=max&upscale=true&width=340)
Ford Fiesta
![Volkswagen Up](/ImageLibrary/images/Volkswagen/Split-Content/Used-VW-Up-Split-Content-678-x-452-px.jpg?mode=max&upscale=true&width=340)
Volkswagen Up
![MINI Cooper](/ImageLibrary/images/MINI/Retail/Master/Split%20Content/Split-Content-Used-MINI.jpg?mode=max&upscale=true&width=340)
MINI Cooper
![Volkswagen Golf](/ImageLibrary/images/Group/Split%20Content/VW-Golf-Split-Content.jpg?mode=max&upscale=true&width=340)
Volkswagen Golf
![Audi A1](/ImageLibrary/images/Group/Split%20Content/Audi-A1-Split-Contnet.jpg?mode=max&upscale=true&width=340)
Audi A1
![Vauxhall Corsa](/ImageLibrary/images/Group/Split%20Content/Usedcars-Corsa5-SplitContent-678x452.jpg?mode=max&upscale=true&width=340)
Vauxhall Corsa
Choosing a car in a lower insurance group can significantly reduce your insurance premiums, especially for young or new drivers. Always consider the overall cost of ownership, including insurance, when selecting your next car.
At Lloyd Motor Group, we have a huge selection of used vehicles available that offer lower insurance costs, from a wide variety of different manufacturers. Brows our current stock today, and find the perfect car that won't break the bank when it comes to insurance premiums.