PERSONAL CONTRACT PURCHASE (PCP)
Personal Contract Purchase offers a flexible method of financing a Kia over a fixed term.
Even with its compact dimensions, the Kia Picanto has one big personality. Ready to put a new spin on your own style. With an enhanced exterior with just the right amount of agile sportiness and urban edginess. And an innovative, inviting cabin finely tuned to your style and all-round comfort.
Available now at Lloyd Kia for £225 per month with £1,606 customer deposit, £500 Kia UK Finance PCP Deposit Contribution, £1,250 Lloyd Kia Finance PCP Deposit Contribution and 7.9% APR Representative. Offer ends 30th June 2025.
BOOK A TEST DRIVE
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new Kia Picanto. As a deposit, your part exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best. Request your valuation today.
We have the following Kia Personal Contract Purchase (PCP) Representative example on offer for this new Kia Picanto '2' 1.0 62bhp 5-speed Manual model:
Kia Picanto '2' 1.0 62bhp 5-speed Manual PCP Representative Example | |
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Monthly Payment | £225.71 |
Customer Deposit | £1,606.50 |
Kia UK Deposit Contribution | £500.00 |
Lloyd Kia Deposit Contribution | £1,250.00 |
Total Deposit Contribution | £1,750.00 |
On the Road Price | £16,065.00 |
Lloyd Kia Discount | £250.00 |
Revised On the Road Price | £15,815.00 |
Amount of Credit | £12,708.50 |
Interest Charges | £2,327.17 |
Optional Final Payment | £6,910.11 |
Total Amount Payable | £17,142.17 |
Fixed Rate of Interest | 4.06% p.a. |
Duration of Agreement | 37 months |
Estimated Annual Mileage | 8,000 |
Excess Mileage Charge per mile | 9.0p |
APR % | 7.9% APR Representative |
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Terms and conditions:
£500 towards your PCP Finance Deposit Contribution from Kia UK and £1,250 towards your PCP Finance Deposit Contribution from Lloyd Kia on Picanto. Offer available on purchase of a new Kia Picanto in the United Kingdom between 01/04/2025 and 30/06/2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. 7.9% APR Representative Personal Contract Purchase available from 01/04/2025 to 30/06/2025. At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available. Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market. All commission amounts will be disclosed prior to completion of your agreement.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Please get in touch with us for details of our latest offers across all Picanto models 2, GT-Line, 3 and GT-Line S.
If you're looking to view or test drive a Kia Picanto, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget.
We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage. Not sure which finance type suits you best? Discover more about our finance options.
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Images shown for illustration purposes only and may not be to UK specification.
Personal Contract Purchase offers a flexible method of financing a Kia over a fixed term.
Personal Contract Hire is the choice favoured by most people who would prefer to use a vehicle, rather than own one.
Whether you have one vehicle or a whole fleet, Kia Contract Hire gives you the flexibility and help you need so you can concentrate on running your business, not your car.
Simply fill in your details below and we’ll get back to you within 24 hours. Alternatively, you can call your local branch by telephone.
At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.