PERSONAL CONTRACT PURCHASE (PCP)
Personal Contract Purchase offers a flexible method of financing a Kia over a fixed term.
An award-winning SUV that comes with style, versatility, and advanced features. It’s little wonder that the Kia Sportage is drawing a crowd — thanks to its sleek design, spacious interior, and comfortable seating. Whether you're navigating city streets or venturing off the beaten path, the Sportage delivers a well-rounded package and glowing performance that really stands out.
Available now at Lloyd Kia for £326 per month with £3,017 customer deposit, £1,000 Kia UK PCP Deposit Contribution, £1,750 Lloyd Kia Finance PCP Deposit Contribution and 5.9% APR Representative. Offer ends 30th June 2025.
BOOK A TEST DRIVE
If you have a vehicle to part-exchange (any make and model), get in touch with us for a personalised quote on this new Kia Sportage. As a deposit, your part exchange might be worth more than you think, and we can personalise your quote to suit your circumstances best. Request your valuation today.
We have the following Kia Sportage PCP (Personal Contract Purchase) Representative example on offer for this new Kia Sportage '2' 1.6 T-GDi 157bhp MHEV 6-speed Manual FWD model:
*Verification for The UK's best-selling SUV click here
Kia Sportage '2' 1.6 T-GDi 157bhp MHEV 6-speed Manual FWD PCP Representative Example | |
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Monthly Payment | £326.69 |
Customer Deposit | £3,017.00 |
Kia UK Deposit Contribution | £1,000.00 |
Lloyd Kia Deposit Contribution | £1,750.00 |
Total Deposit Contribution | £2,750.00 |
On the Road Price | £30,170.00 |
Lloyd Kia Discount | £250.00 |
Revised On the Road Price | £29,920.00 |
Amount of Credit | £24,403.00 |
Interest Charges | £3,615.56 |
Optional Final Payment | £16,257.72 |
Total Amount Payable | £32,035.56 |
Fixed Rate of Interest | 3.04% p.a. |
Duration of Agreement | 37 months |
Estimated Annual Mileage | 8,000 |
Excess Mileage Charge per mile | 9.0p |
APR % | 5.9% APR Representative |
Terms and conditions:
£1,000 towards your PCP Finance Deposit Contribution from Kia UK and £1,750 towards your PCP Finance Deposit Contribution from Lloyd Kia on Sportage. Offer available on purchase of a new Kia Sportage in the United Kingdom between 01/04/2025 and 30/06/2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. 5.9% APR Representative Personal Contract Purchase available from 01/04/2025 to 30/06/2025. At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available. Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market. All commission amounts will be disclosed prior to completion of your agreement.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Kia Sportage 'GT-Line' 1.6 T-GDi 1.49kWh 207bhp 6-speed Auto FWD PCP Representative Example | |
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Monthly Payment | £403.53 |
Customer Deposit | £3,621.50 |
Kia UK Deposit Contribution | £1,000.00 |
Lloyd Kia Deposit Contribution | £1,750.00 |
Total Deposit Contribution | £2,750.00 |
On the Road Price | £36,215.00 |
Lloyd Kia Discount | £250.00 |
Revised On the Road Price | £35,965.00 |
Amount of Credit | £29,843.50 |
Interest Charges | £4,408.15 |
Optional Final Payment | £19,724.57 |
Total Amount Payable | £38,873.15 |
Fixed Rate of Interest | 3.04% p.a. |
Duration of Agreement | 37 months |
Estimated Annual Mileage | 8,000 |
Excess Mileage Charge per mile | 9.0p |
APR % | 5.9% APR Representative |
Terms and conditions:
£1,000 towards your PCP Finance Deposit Contribution from Kia UK and £1,750 towards your PCP Finance Deposit Contribution from Lloyd Kia on Sportage. Offer available on purchase of a new Kia Sportage in the United Kingdom between 01/04/2025 and 30/06/2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. 5.9% APR Representative Personal Contract Purchase available from 01/04/2025 to 30/06/2025. At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available. Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market. All commission amounts will be disclosed prior to completion of your agreement.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Kia Sportage 'Shadow' 1.6 T-GDi 1.49kWh 207bhp 6-speed Auto FWD PCP Representative Example | |
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Monthly Payment | £410.87 |
Customer Deposit | £3,617.50 |
Kia UK Deposit Contribution | £1,000.00 |
Lloyd Kia Deposit Contribution | £1,250.00 |
Total Deposit Contribution | £2,250.00 |
On the Road Price | £36,715.00 |
Lloyd Kia Discount | £250.00 |
Revised On the Road Price | £36,465.00 |
Amount of Credit | £30,847.50 |
Interest Charges | £4,577.49 |
Optional Final Payment | £20,633.67 |
Total Amount Payable | £40,042.49 |
Fixed Rate of Interest | 3.04% p.a. |
Duration of Agreement | 37 months |
Estimated Annual Mileage | 8,000 |
Excess Mileage Charge per mile | 9.0p |
APR % | 5.9% APR Representative |
Terms and conditions:
£1,000 towards your PCP Finance Deposit Contribution from Kia UK and £1,250 towards your PCP Finance Deposit Contribution from Lloyd Kia on Sportage. Offer available on purchase of a new Kia Sportage in the United Kingdom between 01/04/2025 and 30/06/2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. 5.9% APR Representative Personal Contract Purchase available from 01/04/2025 to 30/06/2025. At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available. Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market. All commission amounts will be disclosed prior to completion of your agreement.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Kia Sportage 'GT-Line' 1.6 T-GDi 13.8kWh 241bhp 6-speed Auto AWD PCP Representative Example | |
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Monthly Payment | £513.01 |
Customer Deposit | £4,068.50 |
Kia UK Deposit Contribution | £1,000.00 |
Lloyd Kia Deposit Contribution | £1,750.00 |
Total Deposit Contribution | £2,750.00 |
On the Road Price | £45,885.00 |
Lloyd Kia Discount | £250.00 |
Revised On the Road Price | £45,635.00 |
Amount of Credit | £34,366.50 |
Interest Charges | £4,913.01 |
Optional Final Payment | £20,811.15 |
Total Amount Payable | £43,848.01 |
Fixed Rate of Interest | 3.04% p.a. |
Duration of Agreement | 37 months |
Estimated Annual Mileage | 8,000 |
Excess Mileage Charge per mile | 9.0p |
APR % | 5.9% APR Representative |
Terms and conditions:
£1,000 towards your PCP Finance Deposit Contribution from Kia UK and £1,750 towards your PCP Finance Deposit Contribution from Lloyd Kia on Sportage. Offer available on purchase of a new Kia Sportage in the United Kingdom between 01/04/2025 and 30/06/2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. 5.9% APR Representative Personal Contract Purchase available from 01/04/2025 to 30/06/2025. At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available. Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market. All commission amounts will be disclosed prior to completion of your agreement.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Kia Sportage 1.6 T-GDi 212 Hybrid GT Line Auto PCH Representative Example | |
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Initial Rental | £395.00 |
Monthly Rental | £395.00 |
Term of Agreement | 48 months |
Annual Mileage | 5,000 miles |
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Terms and conditions:
Personal Contract Hire (PCH):
No ownership option. 48 month contract. 5,000 miles per annum. Ordered by 30/06/25. Excess mileage and damage charges may apply. Kia Financial Services.
Kia UK Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 731457 for credit broking and is a credit broker and not a lender. Kia UK Limited introduces customers to its appointed dealers who act as credit brokers in their own right and who may introduce customers to Hyundai Capital UK Limited, trading as Kia Finance, which is authorised and regulated by the Financial Conduct Authority under firm reference number 581186 as a lender. Our appointed dealers will typically receive a fixed fee from Kia Finance for this introduction. However, the amount of commission received by a dealer does not impact the amount paid by a customer under the credit agreement. Kia UK Ltd is registered in England & Wales No: 4415807. Registered Office: Walton Green, Walton-On-Thames, Surrey, KT12 1FJ.
Lloyd Motors Ltd is registered in England, Company Registration Number 01271767, VAT Number 333700237, and registered office at Montgomery Way, Rosehill, Carlisle, Cumbria, CA1 2RP. Lloyd Motors Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 308524. We are a credit broker, not a lender.
Please get in touch with us for details of our latest offers across all Sportage models 2, GT-Line, 3 and GT-Line S.
If you're looking to view or test drive a Kia Sportage, we will be more than happy to welcome you to our showroom at a time that suits you and help you find the model which best suits your needs and budget.
We can provide no-commitment personalised quotes based on different vehicle specifications, deposits, vehicle part-exchange value, finance package, agreement length and mileage. Not sure which finance type suits you best? Discover more about our finance options.
Get in Touch
Personal Contract Purchase offers a flexible method of financing a Kia over a fixed term.
Personal Contract Hire is the choice favoured by most people who would prefer to use a vehicle, rather than own one.
Whether you have one vehicle or a whole fleet, Kia Contract Hire gives you the flexibility and help you need so you can concentrate on running your business, not your car.
Simply fill in your details below and we’ll get back to you within 24 hours. Alternatively, you can call your local branch by telephone.
At Lloyd Motor Group we aim to make driving a new car as affordable as possible with new car offers and deals to suit every budget.